Patriot America Travel Insurance Policies For Travelers
October 19, 2009 by Ray Sondeo
Filed under Travel Insurance
Planning for the unexpected when you are traveling abroad is important. Whether insuring an airline flight or vacation package, most travelers think they have taken care of everything. But have they considered how to protect their family from injury or illness?
The average health insurance plan from a traveler’s home country may not cover the same health problems that can occur when traveling overseas. The insurance professionals at IMG offer a travel insurance package, the Patriot America health insurance plan, which guarantees medical coverage for individuals and their families when traveling overseas.
Patriot travel insurance offers value and peace of mind for both short vacations and long working trips overseas. While it is impossible to predict a health emergency or illness, Patriot insurance offers assurance that medical treatments will be covered.
Coverage for several types of medical services and treatments, including emergency room visits and hospital stays are part of the Patriot health insurance plans. Additionally, coverage for dental injuries caused by accidents is included.
Travel insurance plans like the Patriot health insurance plan also offer additional coverage outside of standard medical care. Assistance with identity theft, lost luggage and trip interruption coverage is offered in addition to protection against injury caused by sports activities, recreation, and terrorism.
Applicants for Patriot Travel Medical insurance must be U.S. citizens traveling outside of the United States, or non-U.S. citizens traveling outside of their home country. Children and spouses can be added to the plan for additional payments.
During a trip abroad, any claims for procedures, hospital stays, or surgery must be pre-certified by the plan to determine medical necessity. Coverage requirements and eligibility are provided in detail upon purchase of the Patriot American insurance plan.
Patriot travel insurance provides coverage against injury and illness for individuals and their families who are traveling abroad. Travel insurance protects against unforeseen medical conditions and injury at an affordable price.
Ray Sondeo often writes about Visitor insurance.